1998 Saturn SL1 Are saturns prone to cracked heads?

I am currently working on a 98 SL1. White smoke from tailpipe oddly though it smells like fuel more so than antifreeze. Regardless I know that coolant is burning, just wondering if I should go ahead and get a new head or just replace the gasket. If the heads are prone to cracking then I would rather just get a new/reman head than to pay to have it inspected. Never worked on or have much experience with Saturns but the work doesn't bother me done it several other times, just don't know much @ Saturns. Any help would be appreciated.